Category Archives: General

Buying a House

 After I posted about the hassles of buying a house, we were able to find a house.

  1. March 15, 2010. We saw the house in the afternoon and made an offer $10,100.00 over the list price that evening.  We did this the day the house was listed. Even in a housing “slump” the banks list property lower than their selling price and collect offers, taking the highest and best offer first. We waited 5 days for the bank to collect offers.
  2. March 22, 2010. The bank countered our offer and we accepted the counter. Close of escrow tentatively set for May 25, 2010.
  3. March 30, 2010. We received mortgage approval.
  4. April 5, 2010. The appraisal was conducted and the value matched our offer.
  5. April 6, 2010. The appraisal was accepted by the Mortgage company.
  6. April 12, 2010. The home inspection was conducted. Overall, the condition was good but there was one issue that could potentially be a major issue.
  7. April 15, 2010. We decided that the issue was something that wasn’t a deal breaker and decided to complete the purchase of our house.
  8. Our loan processor who was on vacation was grounded in Germany and unable to return to the US due to a volcano in Iceland. That didn’t stop Mortgage from moving forward with our loan.
  9. April 27, 2010. We signed the final paperwork with Title.
  10. April 30, 2010. Scheduled Close of Escrow.

It seems that the same games that were played before the housing bubble burst are still being played. Unfortunately, most of the homes on the market are bank owned, but our process has been much faster than most. Most houses take more than 90 days start to finish to close and short sales can take up to a year.

Christmas Memories

Christmas Lights on the River (in San Antonio).

Driving 8 hours from one Grandparents’ house to the other on Christmas Day.

Opening one carefully selected gift on Christmas Eve.

Opening my presents early and re-wrapping them. (Only once or twice. Sorry Santa.)

Tamales.

Waking up while it was still dark to open presents but having to wait until the adults were ready.

Candlelight Service.

The living tree that was supposed to be planted but didn’t live through Christmas.

Christmas sweaters from Grandma, even though I hated them.

Gingerbread.

Ballet Lessons. The most memorable Christmas gift.

The Nutcracker Ballet.

Christmas carols on the radio.

Evergreens and Snow. It doesn’t feel like Christmas without them even though most of my Christmases were spent in Nevada or Texas.

Unwrapping 15 nested boxes to find a ring. Yes, the engaging kind.

What are your memories?

Setting up a Small Business

Below is some information about the agencies I dealt with to set up my small business.

Nevada Secretary of State: to set up a Limited Liability Company. Fees are $75 to file the Articles of Incorporation and $125 for the annual list of managers and members; or $200 initially and $125 a year to maintain the LLC.

State of Nevada: to apply for a State Business License and Sales Tax Permit. Fees are $200 annually for the business license, $15 annually for the sales tax permit. A sales tax deposit based on sales is required initially, a minimum of $100. This is at least $315 initially, and $215 annually to maintain the license.

City of Henderson: to apply for a Henderson Business License. The application fee is $25. The biannual license fee based on sales, a minimum of $25. Additionally, small businesses based out of the home must apply for a home occupation permit; the application fee is $15. This is at least $65 initially, and at least $50 annually to maintain the license.

If you have any questions, please do not hesitate to ask. My contact information is on the sidebar, or you may add a comment to this post and I will respond to the comment.

Sweet Surprise

From my husband who lets me know he appreciates me.

Roses and a Card

Roses and a Card

The story:

I came home, did the dishes, and after dinner, went into my sewing room. Sometime toward the end of the evening, PC asked me whether I’d been in “my bathroom” that evening. Naturally, that was code for “I left something in your bathroom for you, did you find it yet?”

This is what I found, the roses and a nice card letting me know that he appreciates me.

I was hoping that the picture on the front of the card meant he was getting me a dog, but no, not this time. Yes, I want a dog, but I know that I do not have time for a dog right now, unless I could take it to work with me.

Craft Supplies and Out of Print Patterns

 UPDATED: please visit The Costume Blog for a list of patterns currently available for purchase.

I am out of room in my tiny 10×12′ sewing room, so I’m consolidating and getting rid of craft supplies that I own but do not need or use. Some pictures included in this post. If you want any or all of these items, please contact me, either through this post or by email.

Please offer fair compensation for the supplies to help me pay for the classes I’m taking this fall.

Four Iron-on Designs (pictured)

  • Romantic Chantilly
  • Alpine Floral
  • Art Deco
  • Heirloom Battenberg

Patterns (all new in factory folds and all out of print):

  • 2- McCalls M4713 size FF 16-20 (Renaissance style wedding gown)
  • 2- McCalls M4713 size DD 12-18 (Renaissance style wedding gown)
  • 2- McCalls 2645 size G 20-24 (Renaissance style wedding gown)
  • 1- McCalls 3053 size G 20-24 (Renaissance style wedding gown)
  • 2-McCalls 3053 size C 10-14 (Renaissance style wedding gown)
  • 1-McCalls 4300 size FF 16-22 (Renaissance style wedding gown)
  • 1- McCalls 7538 size GG 18-24 (out of print, Woman’s tea/garden wear dated 1995)
  • 1-McCalls 7538 size CCD 10-16 (out of print, Woman’s tea/garden wear dated 1995)
  • 1-Simplicity 9123 size UU 16-22(women’s sheath dress with jacket)
  • 1- Simplicity 7160 size RR 14-20 (woman’s sheath dress with jacket)
  • 1-Simplicity “It’s So Easy” 5621 size A 8-18 (women’s sun dress)
  • 1- Simplicity 5592 size UU 16-22 (easy woman’s sun dress)
  • 1- Butterick 6504 size 1-3 (children’s formal wear, out of print, dated 1992)

10- Class 15 metal bobbins

2- 6″ Green Velvet Stockings (new with tags)

2- 6″ Red Velvet Stockings (new with tags)

2- Large Red Velvet stockings.

Update

I’m sorry that it’s been so long since I updated. I did some sewing over the holidays, but not too much.

I will have pictures of two projects up soon.

If you want some good reading material. Actually, I won’t vouch for good, but if you want some reading material, visit Cotton Clippings (linked under blogroll) and click on the Chapters tab. I updated my current novel with two more chapters.

Creatively, my brain needs to be on Seussical which I’m costuming for a local highschool. With all the budget cuts affecting the schools here, my budget (for a cast of 60) is $1,200, and that includes my pay. Yikes!

I will keep you up to date as I design the show.

Oh, and there might be another crafty giveaway sometime soon, so stay tuned.

Update

Sorry I have not updated since November 29th.

In the mean time, I made a pull-over tunic. I need to add a zipper, but pictures and a pattern review will be up soon.

I’m hoping to have time to make myself a pair of jeans out of the $2/yard denim I picked up and used to make the other jeans. This time I’m actually using a jeans pattern.

My sister loved the wide leg jeans I made, and fit them much better. I am generally lacking in the hip dept, which is why they didn’t fit me. I have yet to take a picture to post.

I would also like to make a holiday dress or outfit before Christmas Eve. Yes, I realize I only have a week until Christmas.

Now excuse me while I run screaming from the room as I realize how much I have to do in order to get ready for Christmas.